When I learned that the care at my mother's nursing home was so bad that she nearly died, I left the workforce to care for her at home. Without health care from my employer, I was left uninsured. Now, at 58 years old, I have high blood pressure, high cholesterol and pre-type II diabetes. There are no group coverage plans available to me or other at-home-caregivers. I am left only with options where the premiums are completely unaffordable due to my age and pre-existing conditions.